信用卡到底選擇哪家的好？今天就告訴你！無論你是要返現、要打油、要旅行……總有一款適合你！

信用卡到底選擇哪家的好？今天就告訴你！無論你是要返現、要打油、要旅行……總有一款適合你！

生活中我們都離不開信用卡。一是可以透支消費，臨時救急；二就是銀行會提供好多好多優惠的福利給信用卡持卡者。最常見的就是打油的時候使用信用卡可以積分了，除此之外，還有現金回饋、預定酒店的特殊待遇等等優惠。今天小編就給大家說一說在不同的需求情況下，馬來西亞最好用的銀行卡TOP 10.

1、消費返現最多的信用卡 TOP 10

2、利息最少的信用卡 TOP 10

3、適合用於打油卡的信用卡TOP 10

4、適合旅游達人使用的信用卡 TOP 10

大家可以根據以上的分類來選擇自己所需要的信用卡哦。不過還有一點要注意的是，一般信用卡都分為兩大銀行組織：VISA和Mastercard，這兩種卡片的要求和使用范圍也有所不同，在選卡的同事，也要根據自己的需求和使用習慣來選擇合適的信用卡。

What is the difference between Visa and MasterCard?Visa and MasterCard have different credit card lines/tiers

Visa:

Visa has two tiers of cards, namely Visa Regular credit cards and Visa Signature credit cards. Visa Regular cards come with extended purchase warranties, reward programmes, and various Visa-exclusive discounts and offers at participating establishments.Visa Signature cards have all the perks of a Visa Regular card with the added luxury of exclusive dining and retail privileges, travel protection, frequent flyer programmes, and access to the best golf clubs and restaurants in the world.MasterCard:

MasterCard has three tiers of cards: the base level MasterCard, the World MasterCard, and the World Elite MasterCard.The base level MasterCard has equivalent benefits to the Visa Regular Credit Card.The World MasterCard and World Elite MasterCard are similar to the Visa Signature line of cards.Visa and MasterCard acceptance

The choice between Visa and MasterCard ultimately boils down to acceptance. Different establishments differ in which cards they accept, as well as various discounts and preferential privileges. Thankfully, these days both types of cards are accepted at most establishments that accept credit cards, so your choice of card will mostly be based on preference instead of necessity

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